National average rate indicators and the U.S. Prime Rate, refreshed each business day — the benchmarks builders and investors watch.
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These are national average indicators, not a quote. The figures above are published national averages and index values obtained from third-party sources, provided for general informational purposes only. They are not an advertisement of terms available to you, a rate quote, a loan offer, an approval, or a commitment to lend.
Your rate will differ. The interest rate and annual percentage rate (APR) actually available on any transaction depend on factors specific to that borrower and property, including credit profile and history, income, assets and reserves, entity structure and guaranties, loan amount and purpose, loan-to-value and loan-to-cost, occupancy and property type, property condition and location, lien position, term, points and fees, escrow elections, rate-lock period, and market conditions at the time of lock.
Rates change constantly. Market rates can move several times in a single day, and published averages lag the live market. Any figure shown here may be out of date by the time you read it. Always confirm current pricing for your specific scenario before making a financial decision — contact us for terms applicable to your transaction.
Consumer mortgage averages do not represent commercial or business-purpose loan pricing, which is set per transaction after underwriting. Nothing on this page is financial, legal, tax, or investment advice.