Real working documents — not brochures. Every one is a fillable PDF: complete it on screen, save it, use it with your contractor or your lender, and send it back to us when you want the project underwritten.
Tell us who you are once and everything on this page unlocks — we ask so we know who we are working with, and so we can follow up about your project.
Everything you need before making an offer: acquisition, a 13-line renovation budget by trade, comp support for your ARV, financing and carrying assumptions, and a stress test that shows whether the deal survives a 10% overrun and a 5% softer sale.
A ground-up budget in the format a lender reads it — site work, shell, mechanicals and finishes, and the soft-cost lines most builders leave out entirely. Ends with a summary that produces your cost per finished square foot and a reality-check list.
Submit one per draw. Itemized by budget line with percent complete, previously drawn and this draw, plus the attachment checklist and borrower certification lenders expect. A clear request funds in days; an unclear one leaves your crew waiting.
Underwrite a rental the way a lender will. Income by unit, the full operating expense stack including vacancy, management, maintenance and CapEx reserves, then NOI, DSCR, cash-on-cash and cap rate — plus a six-point stress test.
The document that prevents the argument. Room-by-room scope, who supplies materials, an explicit exclusions section, allowances with selection deadlines, and signature blocks. Vague scopes are where renovation budgets go to die.
These worksheets and templates are self-help planning tools provided free for your independent use. They are general in nature, are not tailored to your project, and are not legal, tax, accounting, or investment advice. The scope of work template is not a construction contract and has not been prepared by an attorney — have your own counsel review any agreement before signing it. Nothing on this page is a rate quote, a loan offer, an approval, or a commitment to lend.